【国外标准】 Electronic Check Adjustments

This standard establishes the file sequences, record types, and field formats to be used for the electronic exchange of check adjustment messages. The standard format supports check related adjustment notices and requests for individual checks, bundles of checks, check cash letters and attachment of images. It supports the full range of adjustment types currently in use by financial institutions and will support web-based or mainframe system transmission. The standard may be used whether or not the particular check, bundle of checks, or cash letter was presented via paper or via an electronic check exchange file.