Provides specifications for uniquely identifying an eligible issue. It shall serve as the common denominator in communications among users for completion of transactions and exchange of information. It specifies both the configuration of the number and the meaning attached to each portion.
X9.124 Symmetric Key Cryptography for the Financial Services Industry Format Preserving Encryption is a suite of standards consisting of five parts. Part 1 of this standard includes a set of definitions common to all FPE techniques, a security model for FPE block cipher techniques, and a description of the pseudocode language used in defining the mode specified in this document. Part 2 defines requirements for Format Preserving Encryption - Counter Mode (FPCM). FPCM methods encrypt data strings of a specific length and character set into ciphertext of the same length using the same character set and using the equivalent of Counter Mode (CTR) defined in NIST SP38B. Format Preserving Encryption is useful in situations where fixed-format data, such as Primary Account Numbers (PANs) or Social Security Numbers, must be encrypted, but there is a requirement to limit changes to existing communication protocols, database schemata or application code. FPCM is a particularly simple and efficient mechanism to achieve format preserving encryption, which shares many of the strengths and challenges of CTR.
Data security breaches continue to put millions of consumers at risk. Protecting consumer information is a shared responsibility for all parties involved including legacy and cloud service providers, organizations that store, transmit, or process consumer information, financial institutions, and individual consumers. Provides requirements, recommendations, and information regarding consumer information, business data, general data protection, and breach notification. (Package contains ANSI X9.141-1-2021 and ANSI X9-141-2-2021)
This standard provides basic principles and techniques, which outline the minimum-security measures required for effective international PIN management. PIN protection techniques applicable to financial transaction card originated transactions in an online environment and a standard means of interchanging PIN data.
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